Business insurance

Protect the hard work you've put into your business and prepare for unexpected situations. At Union Hispana, we help you understand the options in a simple way so you can choose the right coverage for your type of business.

What can it cover?

Depending on the policy you choose, business insurance can help you with:

Damage to the premises or property of the business.
Furniture, equipment and tools.
Merchandise or inventory.
Damage caused to other people.
Some business-related accidents.
Losses from certain covered events.
Vehicles used for work, if that coverage is included.

Every business needs something different.

Not all businesses face the same risks. A store, a restaurant, an office, or a construction company may require different types of insurance coverage.

That's why it's important to review:

What kind of work do you do?.
How many employees do you have?.
Where your business operates.
What equipment or tools do you use?.
If you receive customers at your premises.
If you use vehicles for work.
What products or services do you offer?.

Coverages you may need

Depending on your business, you might also consider:

Commercial civil liability.
Workers' Compensation.
Insurance for commercial vehicles.
Protection for equipment and tools.
Coverage for business property.

Our team can explain each option to you so you can understand which one might be useful for you.

What information might you need?

To request a quote, you will typically need:

Business name.
Address.
Type of activity.
How long it has been operating.
Number of employees.
Approximate income.
Information about equipment or vehicles.
Current insurance, if you already have one.

Review your insurance when your business changes

It's a good idea to check your coverage when:

You hire more employees.
You buy new equipment.
You're changing locations.
You add vehicles.
You offer new services.
The business is growing.

This way you can ensure that the coverage remains adequate.

Protect what you've built

Your business represents time, effort, and hard work. Having good coverage can help you face certain problems without jeopardizing everything you've achieved.

Contact Union Hispana Insurance & Services and request a quote for your business.