Rent insurance

Protect your belongings and have greater peace of mind while living in a rented house or apartment. At Union Hispana, we help you understand this coverage in a simple way so you know what it can protect and how it can help you.

What can it cover?

Depending on the policy, rental insurance can help you with:

Furniture and personal belongings.
Clothes and shoes.
Televisions, computers, and other equipment.
Fire damage.
Theft or vandalism.
Some water damage or other covered events.
Liability if another person has an accident inside the home.
Temporary accommodation costs if you cannot stay at the property due to covered damage.

The owner's insurance doesn't always cover your belongings.

The owner may have insurance to protect the house or building, but that insurance typically does not protect your personal belongings.

That's why having your own policy can help if your belongings are damaged or lost due to a covered situation.

What can change the price?

The cost may depend on factors such as:

Place where you live.
Type of housing.
Approximate value of your belongings.
Amount of coverage you choose.
Deductible.
Property security measures.
Claims history.

What information might you need?

To request a quote, you will typically need:

Address of the residence.
Property type.
Number of people who live there.
Approximate value of your belongings.
Basic information about the property.
Current insurance, if you already have one.

Make a list of your belongings

It can be helpful to have a list of the most important things you have at home.

For example:

Furniture.
Household appliances.
Computers.
Telephones.
Clothes.
Tools.
Objects of greater value.

This can help you better calculate how much coverage you need.

Review your insurance when your situation changes.

It's a good idea to review your policy if you move, buy higher-value items, or change the number of people living with you.

This way you can maintain coverage that remains suitable for you.

Protect what you have built inside your home

Even if you're renting, your belongings are yours and have value. Having rental insurance can help you be better prepared for certain damages or unexpected situations.

Contact Union Hispana Insurance & Services and request a quote for your rental insurance.