General Liability

Protect your business against certain accidents or damages that could affect others. At Union Hispana, we explain this coverage in a simple way so you understand how it can help your company.

What can it cover?

Depending on the policy, General Liability can help you with:

• Injuries to customers or visitors.
• Damage to other people's property.
• Some medical expenses due to accidents.
• Legal costs in certain claims.
• Damage caused during work.
• Some claims related to advertising.

Who might need this insurance?

This can be important for businesses that receive customers, visit properties, or perform work for other people.

For example:

• Contractors.
• Cleaning companies.
• Restaurants.
• Stores.
• Gardening businesses.
• Maintenance companies.
• Beauty salons.
• Offices and other businesses.

Why might this be important?

An accident can happen at any time. For example, a customer might fall inside the business, or a worker might accidentally damage property while performing a service.

This coverage can help the business cope with certain expenses related to these types of situations.

What can change the price?

The cost may depend on factors such as:

• Type of business.
• The work you do.
• Number of employees.
• Approximate income.
• Place where you work.
• Claims history.
• Coverage level you choose.

What information might you need?

To request a quote, you will typically need:

• Business name.
• Address.
• Type of activity.
• Services you offer.
• Number of employees.
• Approximate income.
• Places where you do your work.
• Current insurance, if you already have one.

Review your coverage when your business changes

It's a good idea to review your insurance when you add new services, hire employees, change locations, or start working in new areas.

This way you can maintain more adequate coverage for your business activities.

Protect your job and your business

A claim can lead to unexpected expenses. Having General Liability insurance can help you be better prepared and protect the investment you've made in your business.

Contact Union Hispana Insurance & Services and request a General Liability quote.