Commercial vehicle insurance

Protect the vehicles you use for work and keep your business moving. At Union Hispana, we help you understand the options in a simple way so you can choose the right coverage for your vehicles and how you use them.

What can it cover?

Depending on the policy you choose, this insurance can help you with:

• Damage you cause to other vehicles or property.
• Injuries to other people after an accident.
• Damage to your vehicles from a collision.
• Theft or vandalism.
• Some damage caused by natural events.
• Drivers without insurance or with insufficient coverage.
• Towing or roadside assistance, depending on the policy.

Who might need this insurance?

This can be useful for businesses that use vehicles for work, for example:

• Contractors.
• Cleaning companies.
• Gardening businesses.
• Delivery services.
• Maintenance companies.
• Businesses with their own vehicles.
• Transportation businesses.
• Workers who visit clients.

Why isn't personal insurance always enough?

If a vehicle is used for work, a personal policy may not cover certain situations.

That's why it's important to report if the vehicle is used to transport tools, materials, products, employees, or to visit clients.

What can change the price?

The cost may depend on factors such as:

• Type and quantity of vehicles.
• Make, model and year.
• Use given to each vehicle.
• Number of drivers.
• Driving history.
• Distances traveled.
• Location where the business operates.
• Selected coverages and deductible.

What information might you need?

To request a quote, you will typically need:

• Business information.
• Details of each vehicle.
• VIN number.
• Driver information.
• Use given to the vehicles.
• Area where they work.
• Current insurance, if you already have one.

Review your insurance when your business changes

It's a good idea to review your policy when you buy another vehicle, add a driver, start working in new areas, or change the type of work you do.

This way you can maintain more adequate coverage for your business.

Keep your business moving

Your vehicles are an important tool for your daily work. Having adequate coverage can help you be better prepared for accidents, damage, or other unexpected situations.

Contact Union Hispana Insurance & Services and request a quote for your commercial vehicles.