Mobile Home

Protect your mobile home and the things inside. At Union Hispana, we help you understand this coverage in a simple way so you can choose an option that fits your home and your needs.

What can it cover?

Depending on the policy, Mobile Home insurance can help you with:

Damage to the structure of the house.
Fire damage.
Theft or vandalism.
Furniture, clothing, and other belongings.
Some additional structures, such as porches or sheds.
Liability if another person is injured on the property.
Temporary accommodation expenses if you cannot live in the house due to covered damage.

Special coverage for this type of housing

Mobile or prefabricated homes are not the same as a traditional house. Therefore, they usually require insurance specifically designed for this type of housing.

Coverage may vary depending on:

Year and model of the house.
Size.
Location where it is installed.
Type of construction.
Approximate value.
The way in which it is secured or anchored to the ground.

What can change the price?

The cost of insurance may depend on factors such as:

Location of the house.
Antique.
Size.
General condition of the house.
Value of your belongings.
Safety measures.
Claims history.
Coverage and deductible of your choice.

What information might you need?

To request a quote, you will typically need:

Address of the residence.
Year of manufacture.
Brand or manufacturer.
Model.
Approximate size.
Serial number, if available.
Information about porches or other structures.
Use of the dwelling.
Current insurance, if you already have one.

Check what's not included

Not all damages are automatically covered. For example, some risks may require additional coverage.

That's why it's important to ask what the policy includes, what it doesn't include, and how much you would have to pay in case of a claim.

Check your insurance when you make changes

It's a good idea to review your coverage if you improve your home, add a porch, build an extension, or purchase higher-value items.

This way you can maintain more adequate protection.

Protect the place where you live

Your mobile home is your home and also an important investment. Having adequate coverage can help you be better prepared for damage or unexpected situations.

Contact Union Hispana Insurance & Services and request a quote for your Mobile Home insurance.