{"id":107,"date":"2026-07-29T04:58:07","date_gmt":"2026-07-29T04:58:07","guid":{"rendered":"https:\/\/aju.uxw.mybluehost.me\/website_166b8112\/servicios\/workers-compensation\/"},"modified":"2026-09-14T22:48:58","modified_gmt":"2026-09-14T22:48:58","slug":"workers-compensation","status":"publish","type":"servicio","link":"https:\/\/unionhispanains.com\/en\/seguros\/workers-compensation\/","title":{"rendered":"Workers&#039; Compensation"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Protect your employees and your business in the event of a work-related accident. At Union Hispana, we explain this coverage in a simple way so you understand how it works and why it can be important for your company.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What can it cover?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy and the case, Workers&#039; Compensation may help with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical expenses due to work accidents.<\/li>\n\n\n\n<li>Part of the salary if the employee is unable to work for a period of time.<\/li>\n\n\n\n<li>Therapies or treatments to recover.<\/li>\n\n\n\n<li>Some work-related illnesses.<\/li>\n\n\n\n<li>Disability benefits.<\/li>\n\n\n\n<li>Support for the family in serious cases.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What businesses might need it?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This insurance can be important for businesses that have employees, especially when the work involves physical effort, tools, or activities with higher risk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Construction.<\/li>\n\n\n\n<li>Cleaning.<\/li>\n\n\n\n<li>Restaurants.<\/li>\n\n\n\n<li>Gardening.<\/li>\n\n\n\n<li>Workshops.<\/li>\n\n\n\n<li>Transport.<\/li>\n\n\n\n<li>Warehouses.<\/li>\n\n\n\n<li>Other businesses with employees.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Why is it important?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An accident can happen even when precautions are taken. Having this coverage can help the employee receive care and can also help the business cover accident-related expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It may also be a requirement depending on the type of business, the number of employees, and state laws.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What can change the price?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The cost may depend on factors such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Number of employees.<\/li>\n\n\n\n<li>Type of work they do.<\/li>\n\n\n\n<li>Risk level of each position.<\/li>\n\n\n\n<li>Total amount of wages paid.<\/li>\n\n\n\n<li>Accident or claims history.<\/li>\n\n\n\n<li>Business security measures.<\/li>\n\n\n\n<li>Location where the company operates.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What information might you need?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To request a quote, you will typically need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Business name.<\/li>\n\n\n\n<li>Type of activity.<\/li>\n\n\n\n<li>Number of employees.<\/li>\n\n\n\n<li>Work performed by each employee.<\/li>\n\n\n\n<li>Approximate amount of salaries paid.<\/li>\n\n\n\n<li>Business management.<\/li>\n\n\n\n<li>Claims history, if any.<\/li>\n\n\n\n<li>Current insurance, if you already have one.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Keep your business information up to date<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It&#039;s important to review your coverage when you hire more employees, staff roles change, or your business starts performing new types of work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This way you can maintain more adequate protection for your equipment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Take care of your team and your business<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your employees are an important part of your business. Having Workers&#039; Compensation insurance can help you be better prepared for work-related accidents or injuries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contact Union Hispana Insurance &amp; Services and request a quote for Workers&#039; Compensation.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Coverage for your work team and their accidents.<\/p>","protected":false},"featured_media":79,"menu_order":6,"template":"","tipo_seguro":[4],"class_list":["post-107","servicio","type-servicio","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Workers&#039; Compensation - Union Hispana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionhispanains.com\/en\/seguros\/workers-compensation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Workers&#039; 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