{"id":121,"date":"2026-07-29T17:50:13","date_gmt":"2026-07-29T17:50:13","guid":{"rendered":"https:\/\/aju.uxw.mybluehost.me\/website_166b8112\/servicios\/responsabilidad-civil-comercial\/"},"modified":"2026-09-14T22:51:38","modified_gmt":"2026-09-14T22:51:38","slug":"general-liability","status":"publish","type":"servicio","link":"https:\/\/unionhispanains.com\/en\/seguros\/general-liability\/","title":{"rendered":"General Liability"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Protect your business against certain accidents or damages that could affect others. At Union Hispana, we explain this coverage in a simple way so you understand how it can help your company.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What can it cover?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy, General Liability can help you with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Injuries to customers or visitors.<\/li>\n\n\n\n<li>Damage to other people&#039;s property.<\/li>\n\n\n\n<li>Some medical expenses due to accidents.<\/li>\n\n\n\n<li>Legal costs in certain claims.<\/li>\n\n\n\n<li>Damage caused during work.<\/li>\n\n\n\n<li>Some claims related to advertising.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Who might need this insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This can be important for businesses that receive customers, visit properties, or perform work for other people.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contractors.<\/li>\n\n\n\n<li>Cleaning companies.<\/li>\n\n\n\n<li>Restaurants.<\/li>\n\n\n\n<li>Stores.<\/li>\n\n\n\n<li>Gardening businesses.<\/li>\n\n\n\n<li>Maintenance companies.<\/li>\n\n\n\n<li>Beauty salons.<\/li>\n\n\n\n<li>Offices and other businesses.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Why might this be important?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An accident can happen at any time. For example, a customer might fall inside the business, or a worker might accidentally damage property while performing a service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This coverage can help the business cope with certain expenses related to these types of situations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What can change the price?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The cost may depend on factors such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Type of business.<\/li>\n\n\n\n<li>The work you do.<\/li>\n\n\n\n<li>Number of employees.<\/li>\n\n\n\n<li>Approximate income.<\/li>\n\n\n\n<li>Place where you work.<\/li>\n\n\n\n<li>Claims history.<\/li>\n\n\n\n<li>Coverage level you choose.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What information might you need?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To request a quote, you will typically need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Business name.<\/li>\n\n\n\n<li>Address.<\/li>\n\n\n\n<li>Type of activity.<\/li>\n\n\n\n<li>Services you offer.<\/li>\n\n\n\n<li>Number of employees.<\/li>\n\n\n\n<li>Approximate income.<\/li>\n\n\n\n<li>Places where you do your work.<\/li>\n\n\n\n<li>Current insurance, if you already have one.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Review your coverage when your business changes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It&#039;s a good idea to review your insurance when you add new services, hire employees, change locations, or start working in new areas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This way you can maintain more adequate coverage for your business activities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Protect your job and your business<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A claim can lead to unexpected expenses. Having General Liability insurance can help you be better prepared and protect the investment you&#039;ve made in your business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contact Union Hispana Insurance &amp; Services and request a General Liability quote.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>It protects you against third-party claims in your business activity.<\/p>","protected":false},"featured_media":123,"menu_order":8,"template":"","tipo_seguro":[4],"class_list":["post-121","servicio","type-servicio","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>General Liability - Union Hispana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionhispanains.com\/en\/seguros\/general-liability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"General Liability - 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