{"id":122,"date":"2026-07-29T17:50:13","date_gmt":"2026-07-29T17:50:13","guid":{"rendered":"https:\/\/aju.uxw.mybluehost.me\/website_166b8112\/servicios\/seguro-para-vehiculos-comerciales\/"},"modified":"2026-09-14T22:50:35","modified_gmt":"2026-09-14T22:50:35","slug":"seguro-de-vehiculos-comerciales","status":"publish","type":"servicio","link":"https:\/\/unionhispanains.com\/en\/seguros\/seguro-de-vehiculos-comerciales\/","title":{"rendered":"Commercial vehicle insurance"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Protect the vehicles you use for work and keep your business moving. At Union Hispana, we help you understand the options in a simple way so you can choose the right coverage for your vehicles and how you use them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What can it cover?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy you choose, this insurance can help you with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Damage you cause to other vehicles or property.<\/li>\n\n\n\n<li>Injuries to other people after an accident.<\/li>\n\n\n\n<li>Damage to your vehicles from a collision.<\/li>\n\n\n\n<li>Theft or vandalism.<\/li>\n\n\n\n<li>Some damage caused by natural events.<\/li>\n\n\n\n<li>Drivers without insurance or with insufficient coverage.<\/li>\n\n\n\n<li>Towing or roadside assistance, depending on the policy.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Who might need this insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This can be useful for businesses that use vehicles for work, for example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contractors.<\/li>\n\n\n\n<li>Cleaning companies.<\/li>\n\n\n\n<li>Gardening businesses.<\/li>\n\n\n\n<li>Delivery services.<\/li>\n\n\n\n<li>Maintenance companies.<\/li>\n\n\n\n<li>Businesses with their own vehicles.<\/li>\n\n\n\n<li>Transportation businesses.<\/li>\n\n\n\n<li>Workers who visit clients.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Why isn&#039;t personal insurance always enough?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If a vehicle is used for work, a personal policy may not cover certain situations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That&#039;s why it&#039;s important to report if the vehicle is used to transport tools, materials, products, employees, or to visit clients.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What can change the price?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The cost may depend on factors such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Type and quantity of vehicles.<\/li>\n\n\n\n<li>Make, model and year.<\/li>\n\n\n\n<li>Use given to each vehicle.<\/li>\n\n\n\n<li>Number of drivers.<\/li>\n\n\n\n<li>Driving history.<\/li>\n\n\n\n<li>Distances traveled.<\/li>\n\n\n\n<li>Location where the business operates.<\/li>\n\n\n\n<li>Selected coverages and deductible.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What information might you need?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To request a quote, you will typically need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Business information.<\/li>\n\n\n\n<li>Details of each vehicle.<\/li>\n\n\n\n<li>VIN number.<\/li>\n\n\n\n<li>Driver information.<\/li>\n\n\n\n<li>Use given to the vehicles.<\/li>\n\n\n\n<li>Area where they work.<\/li>\n\n\n\n<li>Current insurance, if you already have one.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Review your insurance when your business changes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It&#039;s a good idea to review your policy when you buy another vehicle, add a driver, start working in new areas, or change the type of work you do.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This way you can maintain more adequate coverage for your business.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Keep your business moving<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your vehicles are an important tool for your daily work. Having adequate coverage can help you be better prepared for accidents, damage, or other unexpected situations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contact Union Hispana Insurance &amp; Services and request a quote for your commercial vehicles.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Protect your business&#039;s fleet and work vehicles.<\/p>","protected":false},"featured_media":132,"menu_order":7,"template":"","tipo_seguro":[4],"class_list":["post-122","servicio","type-servicio","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro de veh\u00edculos comerciales - Union Hispana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionhispanains.com\/en\/seguros\/seguro-de-vehiculos-comerciales\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Seguro de veh\u00edculos comerciales - 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