{"id":105,"date":"2026-07-29T04:58:07","date_gmt":"2026-07-29T04:58:07","guid":{"rendered":"https:\/\/aju.uxw.mybluehost.me\/website_166b8112\/servicios\/salud-y-medicare\/"},"modified":"2026-09-14T22:45:36","modified_gmt":"2026-09-14T22:45:36","slug":"seguro-de-salud","status":"publish","type":"servicio","link":"https:\/\/unionhispanains.com\/es\/seguros\/seguro-de-salud\/","title":{"rendered":"Seguro de salud y Medicare"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Cuida tu salud y la de tu familia con una cobertura que te ayude a recibir atenci\u00f3n m\u00e9dica cuando la necesites. En Union Hispana te explicamos las opciones de forma sencilla para que puedas entender qu\u00e9 plan puede funcionar mejor para ti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 puede cubrir un seguro de salud?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dependiendo del plan que elijas, puede ayudarte con:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consultas m\u00e9dicas.<\/li>\n\n\n\n<li>Ex\u00e1menes y an\u00e1lisis.<\/li>\n\n\n\n<li>Medicamentos recetados.<\/li>\n\n\n\n<li>Atenci\u00f3n de emergencia.<\/li>\n\n\n\n<li>Hospitalizaci\u00f3n.<\/li>\n\n\n\n<li>Visitas con especialistas.<\/li>\n\n\n\n<li>Atenci\u00f3n preventiva.<\/li>\n\n\n\n<li>Algunos servicios de salud mental.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cada plan puede tener diferentes costos, beneficios y condiciones.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 es Medicare?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Medicare es un programa de salud para personas de 65 a\u00f1os o m\u00e1s y para algunas personas menores de esa edad que cumplen ciertos requisitos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tiene diferentes partes que pueden ayudar con distintos tipos de atenci\u00f3n, por ejemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hospitalizaci\u00f3n.<\/li>\n\n\n\n<li>Consultas m\u00e9dicas.<\/li>\n\n\n\n<li>Atenci\u00f3n ambulatoria.<\/li>\n\n\n\n<li>Medicamentos recetados.<\/li>\n\n\n\n<li>Otros beneficios, dependiendo del plan.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Nuestro equipo puede ayudarte a entender las diferencias entre las opciones disponibles.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 debes revisar antes de elegir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Es importante comparar algunos puntos b\u00e1sicos, como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cu\u00e1nto pagas cada mes.<\/li>\n\n\n\n<li>Cu\u00e1nto debes pagar antes de que el seguro comience a cubrir ciertos gastos.<\/li>\n\n\n\n<li>Cu\u00e1nto pagas por consultas o medicamentos.<\/li>\n\n\n\n<li>Qu\u00e9 m\u00e9dicos y hospitales puedes usar.<\/li>\n\n\n\n<li>Qu\u00e9 medicamentos est\u00e1n incluidos.<\/li>\n\n\n\n<li>Qu\u00e9 servicios cubre el plan.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">No siempre el plan m\u00e1s barato es el que m\u00e1s te conviene. Lo importante es revisar tus necesidades y tu presupuesto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 informaci\u00f3n puedes necesitar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Para conocer tus opciones, normalmente se puede pedir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tu edad.<\/li>\n\n\n\n<li>Direcci\u00f3n y estado donde vives.<\/li>\n\n\n\n<li>Informaci\u00f3n de las personas que necesitan cobertura.<\/li>\n\n\n\n<li>Ingresos del hogar, cuando corresponda.<\/li>\n\n\n\n<li>Seguro de salud actual, si tienes uno.<\/li>\n\n\n\n<li>Medicamentos que usas.<\/li>\n\n\n\n<li>M\u00e9dicos que prefieres visitar.<\/li>\n\n\n\n<li>Informaci\u00f3n relacionada con Medicare, si aplica.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Revisa tu cobertura cuando tu situaci\u00f3n cambie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Es buena idea revisar tus opciones cuando:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cambias de trabajo.<\/li>\n\n\n\n<li>Pierdes un seguro anterior.<\/li>\n\n\n\n<li>Te mudas.<\/li>\n\n\n\n<li>Cambia el n\u00famero de personas en tu hogar.<\/li>\n\n\n\n<li>Cumples 65 a\u00f1os.<\/li>\n\n\n\n<li>Comienza un nuevo periodo de inscripci\u00f3n.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As\u00ed puedes revisar si todav\u00eda tienes una cobertura adecuada para ti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cuida tu salud con mayor tranquilidad<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Entender los seguros de salud y Medicare puede parecer complicado, pero no tienes que hacerlo solo. Tener una orientaci\u00f3n clara puede ayudarte a tomar una mejor decisi\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comun\u00edcate con Union Hispana Insurance &amp; Services y conoce tus opciones de seguro de salud y Medicare.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Planes m\u00e9dicos individuales y familiares que se ajustan a ti.<\/p>\n","protected":false},"featured_media":84,"menu_order":4,"template":"","tipo_seguro":[3],"class_list":["post-105","servicio","type-servicio","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro de salud y Medicare - Union Hispana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionhispanains.com\/es\/seguros\/seguro-de-salud\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Seguro de salud y Medicare - 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