{"id":107,"date":"2026-07-29T04:58:07","date_gmt":"2026-07-29T04:58:07","guid":{"rendered":"https:\/\/aju.uxw.mybluehost.me\/website_166b8112\/servicios\/workers-compensation\/"},"modified":"2026-09-14T22:48:58","modified_gmt":"2026-09-14T22:48:58","slug":"workers-compensation","status":"publish","type":"servicio","link":"https:\/\/unionhispanains.com\/es\/seguros\/workers-compensation\/","title":{"rendered":"Workers&#8217; Compensation"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Protege a tus empleados y tambi\u00e9n a tu negocio si ocurre un accidente relacionado con el trabajo. En Union Hispana te explicamos esta cobertura de forma sencilla para que entiendas c\u00f3mo funciona y por qu\u00e9 puede ser importante para tu empresa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 puede cubrir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dependiendo de la p\u00f3liza y del caso, Workers\u2019 Compensation puede ayudar con:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gastos m\u00e9dicos por accidentes en el trabajo.<\/li>\n\n\n\n<li>Parte del salario si el empleado no puede trabajar por un tiempo.<\/li>\n\n\n\n<li>Terapias o tratamientos para recuperarse.<\/li>\n\n\n\n<li>Algunas enfermedades causadas por el trabajo.<\/li>\n\n\n\n<li>Beneficios por incapacidad.<\/li>\n\n\n\n<li>Apoyo a la familia en casos graves.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 negocios pueden necesitarlo?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Este seguro puede ser importante para negocios que tienen empleados, sobre todo cuando el trabajo incluye esfuerzo f\u00edsico, herramientas o actividades con mayor riesgo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por ejemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Construcci\u00f3n.<\/li>\n\n\n\n<li>Limpieza.<\/li>\n\n\n\n<li>Restaurantes.<\/li>\n\n\n\n<li>Jardiner\u00eda.<\/li>\n\n\n\n<li>Talleres.<\/li>\n\n\n\n<li>Transporte.<\/li>\n\n\n\n<li>Almacenes.<\/li>\n\n\n\n<li>Otros negocios con trabajadores.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfPor qu\u00e9 es importante?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un accidente puede pasar incluso cuando se toman precauciones. Tener esta cobertura puede ayudar al empleado a recibir atenci\u00f3n y tambi\u00e9n puede ayudar al negocio a enfrentar los gastos relacionados con el accidente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tambi\u00e9n puede ser un requisito seg\u00fan el tipo de negocio, la cantidad de empleados y las leyes del estado.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 puede cambiar el precio?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El costo puede depender de factores como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u00famero de empleados.<\/li>\n\n\n\n<li>Tipo de trabajo que realizan.<\/li>\n\n\n\n<li>Nivel de riesgo de cada puesto.<\/li>\n\n\n\n<li>Cantidad total de salarios pagados.<\/li>\n\n\n\n<li>Historial de accidentes o reclamos.<\/li>\n\n\n\n<li>Medidas de seguridad del negocio.<\/li>\n\n\n\n<li>Lugar donde funciona la empresa.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 informaci\u00f3n puedes necesitar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Para solicitar una cotizaci\u00f3n, normalmente se necesita:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nombre del negocio.<\/li>\n\n\n\n<li>Tipo de actividad.<\/li>\n\n\n\n<li>N\u00famero de empleados.<\/li>\n\n\n\n<li>Trabajo que realiza cada empleado.<\/li>\n\n\n\n<li>Cantidad aproximada de salarios pagados.<\/li>\n\n\n\n<li>Direcci\u00f3n del negocio.<\/li>\n\n\n\n<li>Historial de reclamos, si existe.<\/li>\n\n\n\n<li>Seguro actual, si ya tienes uno.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Mant\u00e9n la informaci\u00f3n de tu negocio actualizada<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Es importante revisar tu cobertura cuando contratas m\u00e1s empleados, cambian las funciones del personal o tu negocio comienza a realizar nuevos tipos de trabajo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As\u00ed puedes mantener una protecci\u00f3n m\u00e1s adecuada para tu equipo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cuida a tu equipo y a tu negocio<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tus empleados son una parte importante de tu empresa. Contar con Workers\u2019 Compensation puede ayudarte a estar mejor preparado ante accidentes o lesiones relacionadas con el trabajo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comun\u00edcate con Union Hispana Insurance &amp; Services y solicita una cotizaci\u00f3n de Workers\u2019 Compensation.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cobertura para tu equipo de trabajo y sus accidentes.<\/p>\n","protected":false},"featured_media":79,"menu_order":6,"template":"","tipo_seguro":[4],"class_list":["post-107","servicio","type-servicio","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Workers&#039; Compensation - Union Hispana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionhispanains.com\/es\/seguros\/workers-compensation\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Workers&#039; 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