{"id":121,"date":"2026-07-29T17:50:13","date_gmt":"2026-07-29T17:50:13","guid":{"rendered":"https:\/\/aju.uxw.mybluehost.me\/website_166b8112\/servicios\/responsabilidad-civil-comercial\/"},"modified":"2026-09-14T22:51:38","modified_gmt":"2026-09-14T22:51:38","slug":"general-liability","status":"publish","type":"servicio","link":"https:\/\/unionhispanains.com\/es\/seguros\/general-liability\/","title":{"rendered":"General Liability"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Protege tu negocio frente a ciertos accidentes o da\u00f1os que puedan afectar a otras personas. En Union Hispana te explicamos esta cobertura de forma sencilla para que entiendas c\u00f3mo puede ayudar a tu empresa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 puede cubrir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dependiendo de la p\u00f3liza, General Liability puede ayudarte con:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lesiones de clientes o visitantes.<\/li>\n\n\n\n<li>Da\u00f1os a la propiedad de otras personas.<\/li>\n\n\n\n<li>Algunos gastos m\u00e9dicos por accidentes.<\/li>\n\n\n\n<li>Costos legales en ciertas reclamaciones.<\/li>\n\n\n\n<li>Da\u00f1os causados durante el trabajo.<\/li>\n\n\n\n<li>Algunas reclamaciones relacionadas con publicidad.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQui\u00e9n puede necesitar este seguro?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Puede ser importante para negocios que reciben clientes, visitan propiedades o realizan trabajos para otras personas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por ejemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contratistas.<\/li>\n\n\n\n<li>Empresas de limpieza.<\/li>\n\n\n\n<li>Restaurantes.<\/li>\n\n\n\n<li>Tiendas.<\/li>\n\n\n\n<li>Negocios de jardiner\u00eda.<\/li>\n\n\n\n<li>Empresas de mantenimiento.<\/li>\n\n\n\n<li>Salones de belleza.<\/li>\n\n\n\n<li>Oficinas y otros negocios.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfPor qu\u00e9 puede ser importante?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un accidente puede ocurrir en cualquier momento. Por ejemplo, un cliente puede caerse dentro del negocio o un trabajador puede da\u00f1ar accidentalmente una propiedad mientras realiza un servicio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esta cobertura puede ayudar al negocio a enfrentar ciertos gastos relacionados con ese tipo de situaciones.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 puede cambiar el precio?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El costo puede depender de factores como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tipo de negocio.<\/li>\n\n\n\n<li>Trabajo que realizas.<\/li>\n\n\n\n<li>N\u00famero de empleados.<\/li>\n\n\n\n<li>Ingresos aproximados.<\/li>\n\n\n\n<li>Lugar donde trabajas.<\/li>\n\n\n\n<li>Historial de reclamos.<\/li>\n\n\n\n<li>Nivel de cobertura que elijas.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 informaci\u00f3n puedes necesitar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Para solicitar una cotizaci\u00f3n, normalmente se necesita:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nombre del negocio.<\/li>\n\n\n\n<li>Direcci\u00f3n.<\/li>\n\n\n\n<li>Tipo de actividad.<\/li>\n\n\n\n<li>Servicios que ofreces.<\/li>\n\n\n\n<li>N\u00famero de empleados.<\/li>\n\n\n\n<li>Ingresos aproximados.<\/li>\n\n\n\n<li>Lugares donde realizas el trabajo.<\/li>\n\n\n\n<li>Seguro actual, si ya tienes uno.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Revisa tu cobertura cuando tu negocio cambie<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Es buena idea revisar tu seguro cuando agregas nuevos servicios, contratas empleados, cambias de local o empiezas a trabajar en nuevas zonas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As\u00ed puedes mantener una cobertura m\u00e1s adecuada para las actividades de tu negocio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Protege tu trabajo y tu negocio<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Una reclamaci\u00f3n puede generar gastos inesperados. Tener General Liability puede ayudarte a estar mejor preparado y proteger el esfuerzo que has puesto en tu empresa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comun\u00edcate con Union Hispana Insurance &amp; Services y solicita una cotizaci\u00f3n de General Liability.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Te respalda ante reclamos de terceros en tu actividad comercial.<\/p>\n","protected":false},"featured_media":123,"menu_order":8,"template":"","tipo_seguro":[4],"class_list":["post-121","servicio","type-servicio","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>General Liability - Union Hispana<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionhispanains.com\/es\/seguros\/general-liability\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"General Liability - 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